As published in
the Houston Chronicle, 50 Plus Section, December 2001
Baby
Boomers and Their Aging Parents
By
Wesley E. Wright and Molly Dear Abshire
___________________________________________
It should be no
surprise that the emerging field of elder law, which has been unfolding over
the last fifteen years, derives much of its momentum from aging baby boomers
and their parents.
The ìboomers," or
ìbaby boomers," are those among us who were born between 1946 and 1964. These boomersí births collectively have
been referred to as waves. The first wave consists of those born between 1946
and 1954, whose ages fall at the current time between 47 and 55 years old. The
second wave consists of those born between 1955 and 1964, whose ages are
currently 36 to 46 years old.
These boomer waves represent approximately 76,000,000 people in the U.S.
or 31% of the population. It is
predicted that 90% of all boomers will enter retirement by the year 2030.
But boomers are
the elder law stories of tomorrow.
Today the stories are about their parents. They have been quietly aging ahead of their children. Some are still healthy and hard at
work. Others are settling into
retirement or have been retired for years. Many have already passed away. As we all know we experience
life in different stages.
Sometimes a person reaches a stage in life when his or her ability to
function independently begins to decline.
This may result in a new lifestyle for the older person. Communication
between the older person and the family members becomes important for a smooth
transition.
Hopefully, the
parents have planned for the possibility of diminished independence or
incapacity that would render them unable to manage some or all of their
decisions. About twenty-five years
ago, the Quinlan case
became famous regarding
a personís ìright to die". The
case concerned the unfortunate situation of Karen Quinlan, who was in a chronic
persistent vegetative state and was being kept alive on a respirator. This case
is the point from which most, if not all, of the states have developed their
laws pertaining to medical advance directives. These documents, which originally referred to medically
related documents such as the living will and the medical power of attorney,
have since been included in a larger group of directives made in advance of a
personís possible incapacity. They
generically became known as advance directives. In Texas, this group of
documents usually includes the two directives mentioned above, plus a mental
health directive, a statutory durable
power of attorney for property, and the declaration of guardian in advance of
incapacity.
Parents, as well
as all adults, should consider obtaining these documents for several
reasons. First, the power of
attorney for property and health care along with the living will in most cases
should help the parent to avoid the possibility of an expensive guardianship
proceeding. Second, it allows the
parent to choose the agents who will control his or her assets and make
decisions regarding the parentís person upon subsequent incapacity. Thirdly,
it makes it clear to third parties who is in charge and may also reduce arguments
between siblings as to
who will make what decisions.
Interestingly
enough, it is sometimes difficult to ascertain when a parent might need the
childís help. This can be a
serious problem. The parent does
not always look favorably upon outreach efforts, and they can result in a wide
variety of reactions from the parent. There is no right or wrong about
it, but it may be an issue that only
time will solve.
The desire of
almost every aging parent is to live at home as long as possible. Thus, this should be the goal of the
child to the extent that the child can assist in this endeavor. The best advice to both the parents and
their children is to communicate with each other. The parent and child need to
try to work together. An early
step would be to obtain the advance directives. Another step would be for
the parent to begin a dialogue regarding the details of his or her personal data,
financial information and
medical history.
Practicing elder
law goes beyond the recitation of legal terms from law books. It requires
the application of legal concepts to the life experiences encountered by people
who have led long lives
rich in human experience; and it aspires to ease difficult transitions in life
stages for its clients and their families.
Wesley E. Wright
and Molly Dear Abshire are attorneys with the firm of Wright & Associates
in Bellaire. Wright is board
certified by the Texas Board of Legal Specialization in Estate Planning and
Probate Law. Abshire is an
attorney with the firm. Nothing
contained in this publication should be considered as the rendering of legal
advice to any personís specific case, but should be considered general
information.
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