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Care planning is a vital consideration for estate planning

As people get older, they are sometimes faced with having to make decisions about where they will live. This aspect of care planning can be difficult to make. In some cases, a person's choices might be limited because of a variety of factors. One way to have an advanced warning about what options will be available is to work with someone familiar with Texas care planning as part of the estate planning process.

Some people might be considering living in an assisted living facility. These facilities allow the person to have a considerable amount of freedom while being able to take advantage of some help. These facilities usually offer social activities, personal care and meals. They usually have around-the-clock monitoring that gives the resident someone to call for help if there is a problem.

Another option for some people is a skilled nursing facility. These facilities have nurses on staff that help care for residents around the clock. The residents at these facilities are usually monitored very closely.

For some people, help is needed to pay for these care options. People shouldn't think that Medicare will help them cover the cost of nursing home care. This program doesn't offer long-term care. Medicaid, however, does help to pay for long-term care. That can include nursing home care and home health care options. Medicaid is need-based, so how a person handles estate planning matters might affect his or her ability to receive the services he or she needs.

Estate planning is vital for all adults. Knowing how various laws and requirements will affect you later in life can help you determine how to set up your estate now. That means you shouldn't delay getting answers to your questions about care planning.

Source: Texas Young Lawyers Association, "Seniors & the Law" accessed Jan. 23, 2015

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