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Medicaid eligibility in Texas isn't as easy as 1-2-3

Last week, our readers learned a little bit about Medicaid planning and how it might help people keep their assets in the family. We discussed how it is important to ensure that all estate planning moves are made in accordance with methods that are legal in regards to Medicaid eligibility guidelines. Some of our Texas readers might be wondering exactly what those Medicaid requirements are.

There are four Medicaid eligibility requirements that our readers should know about. The first is that the person has to meet an income guideline. The person must also meet the asset guidelines. There must be a medical necessity, and the person must meet categorical requirements. All of these requirements have caveats that must be considered. We can help you to learn about the eligibility requirements so you can decide how to plan your estate.

Meeting all the requirements is difficult for some people, simply because they have done well in life. Using estate planning tools, such as Miller trusts, might help you to meet the requirements that will enable you to get the help you need to pay for your care in a nursing facility or assisted living home while preserving your assets for your heirs.

Even when you are planning ahead, there are certain considerations that you must think about. We can help you work through those considerations to help you decide on a plan you are comfortable with. Whether you need help learning about the simple categorical guidelines or the much more complex asset guidelines, we can put our experience to work for you.

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