Medicaid Planning

Medicaid is a government-run healthcare program that provides medical assistance to individuals with limited income and resources. In Texas, Medicaid is administered by the Texas Health and Human Services Commission (HHSC) and provides coverage for a wide range of...

Trusts can be an effective tool in Medicaid planning because they can help individuals qualify for Medicaid while preserving their assets for their loved ones. Medicaid is a means-tested government program that provides health care coverage to low-income individuals,...

Many older adults preparing for retirement will start receiving Medicare benefits that cover their average healthcare costs. They can also carry supplemental insurance for prescription medication and other needs as they age. However, Medicare has numerous limits, and...

Despite Alzheimer's being a serious problem, up until now much of the medical efforts have been toward treating the condition. Unfortunately, while some medications may address some of the symptoms of the disease, none have proven effective in slowing its progression....

There is one detail that is absolutely necessary for proper nursing home planning, and that is the actual cost of staying in a nursing home. Unfortunately, this is both a high cost and a frequently underestimated cost. Thankfully, there is data available that comes in...

Many people in need of nursing home care simply do not apply for Medicaid because they think they are ineligible. They think that Medicaid is only for poor people and they do not understand that Medicaid may actually provide them with coverage.Many more people apply...

Medicaid is health insurance for someone who simply can't afford it any other way, right? While Medicaid does provide health care coverage for individuals who meet certain financial guidelines, this definition is an oversimplification and a misunderstanding of...

One of the biggest misconceptions about Medicaid is that it is only available to poor people. That is simply not true. Congress has changed Medicaid so that the program now benefits the middle class as well.Many people are surprised to learn that they qualify for...

Planning for retirement is often equal parts stress and excitement. Where will you travel? Will you have time to visit with children and grandkids? Finally, you might have time to enjoy your favorite hobbies and activities without worrying about work or other...